Introducing CareHub
A free resource I'm offering to you - my clients, readers, your friends and family
Important update: The founders of CareAlly have decided to shut down CareHub effective November 30, 2025.
They told me, "After thoughtful consideration with our team and investors, we’ve decided to discontinue CareHub. This transition will allow CareAlly to pursue a new focus in serving seniors and their families."
If you have questions or needs in caring for aging loved ones, please feel welcome to reach out and I can point you to some great people and resources.If you help aging parents — or expect to — you know the feeling…
One day you’re just curious and gathering tips.
Then something changes and you’re concerned.
And sometimes life jumps straight into crisis mode.
That’s why I’m excited to offer you a free membership to CareHub.
It’s a simple way to get clear, calm support for aging and caregiving — before, during, and after problems show up.
With your free membership, you’ll get one-on-one help, live and recorded webinars, and easy guides you can use right away.
Click here to sign up for free.
How CareHub helps
CareHub meets you where you are — whether you’re just starting to notice changes, sorting through new worries, or dealing with an urgent situation today.
Your free membership includes three kinds of support:
personalized 1:1 guidance from a Care Navigator who is an expert in aging and caregiving support,
interactive webinars, and
practical caregiving guides
The goal: more options, better decisions, and more peace of mind.
Click here to sign up for free.
The 3 phases: Curious, Concerned, Crisis
Most families move through these three stages:
Curious — You’re seeing small changes. This is the best time to learn, organize, and talk as a family. CareHub gives you step-by-step guides and webinars so you can prepare before you have to react.
Concerned — Questions are getting bigger. Maybe it’s driving, medications, or “What happens after a hospital stay?” This is where CareHub’s one-on-one support really helps you think through next steps without the midnight Google searching.
Crisis — Something urgent happens. You need clear actions now. CareHub connects you with a Senior Care Navigator and ready-to-use checklists so you can make smart choices quickly.
How this ties into your retirement plan
Like your health, your money life also moves through seasons.
Curious (often late 40s to early 50s)
You start to wonder:
What will retirement look like?
Am I on track?
What to do next:
Picture your ideal life: where you’ll live, how you’ll spend your time, who you’ll be with.
List what you own, what you owe, and how much you save each month.
Set a simple target savings plan and automate it.
Make sure your investments fit your goals, not just the market’s mood.
Here’s how I would help:
We sketch your first “retirement paycheck” and guardrails.
We test simple what-ifs (retire at 62 vs. 65, work part-time, travel more).
We keep it light but real so small steps now pay off later.
Concerned (often late 50s, 60s, or beyond)
You’re thinking:
Can I retire?
When?
What about taxes, Social Security, and health care?
Will I have enough?
What to do next:
Build a clear spending plan: must-haves, nice-to-haves, and wish list possibilities.
Consider how and when you’ll claim Social Security.
Plan for health insurance before Medicare, then plan for Medicare at 65.
Line up a proactive tax plan for withdrawals and possible Roth conversions.
How I would help:
We turn your savings into a steady retirement paycheck with risk-based guardrails.
We map your first 3–5 years so you know where money will come from.
We adjust as life changes — markets, health, family, or goals.
Crisis (job loss in your late 50s or later)
You get laid off and think:
Do I update my résumé — or can I afford to retire now?
What to do now:
Get your short-term cash plan: severance, emergency fund, spending.
Decide on health coverage (COBRA or an ACA plan).
List big dates and deadlines so nothing gets missed.
How I would help:
We run a “Can I retire now?” analysis using your current numbers.
If yes, we set up a bridge plan to your retirement paycheck.
If not yet, we build a short runway: part-time work, spending cuts, or a pause — without blowing up your long-term plan.
Bottom line:
Everyone passes through these phases at their own pace.
But what if you’re well on your way to a comfortable and confident retirement and your Mom or Dad has a health scare?
Or an ongoing care need?
How can you give them the love and support they need without jeopardizing your own financial future?
Getting started when you’re Curious makes Concerned easier and Crisis less likely.
And if a crisis does hit, a simple plan lets you act with calm confidence instead of fear.
That’s the work we’ll do together.
CareHub supports the family side while I support the financial side.
Together, they can help reduce stress and give you more choices — especially if we start well before a crisis happens.
Why it matters
Caregiving questions tend to land at the same time as other big decisions:
Social Security
Medicare
where to live, and
how much to spend.
When you have simple tools and a steady process, you can protect your time, your money, and your relationships.
That’s the work we do together — and CareHub adds a trusted caregiving partner to your team.
What to do next
Claim your free CareHub membership (I’m covering the cost for my clients and readers and anyone else you want to share this with). You’ll get access to 1:1 support with a Care Navigator (Maria is great!), webinars, and practical guides. It takes just a minute to join.
Start where you’re at.
Curious = learn and organize
Concerned = make a focused plan and start working through it
Crisis = get immediate help and take things one step at a time
Make a one-page “care sheet.” List medications, doctors, insurance info, and key contacts. Save it on your phone and print a copy for your files.
Block one hour with family. Share what you’re seeing. Ask, “What would a good next step look like for us?” Be supportive but work toward next steps.
Loop me in. If care needs may affect your spending, taxes, or timing, I’ll help you adjust your retirement paycheck and guardrails so your plan still fits your life.
Bottom line: you don’t have to do this alone.
CareHub helps you care for your loved ones through education and support.
I help you keep your plan steady while life changes around you.
Together, we can make both your money and your caregiving feel less stressful.
If you’d like help incorporating caregiving in your plan — or you’re simply ready to get clear on next steps — get in touch and let’s start with a conversation.
And when you’re ready, claim your free CareHub membership here.
As an example of the resources offered in the CareHub, the CareAlly team will be hosting a free webinar this month titled Crisis Doesn't Wait: Be Ready for Hospitalization and Beyond.
It will be on Tuesday, September 16th, at 2pm Eastern.
When a loved one is hospitalized, discharge planning starts on day one, but most families don't know they need to advocate immediately.
The first 48 hours determine everything, yet the average stay is just 4.6 days, meaning critical decisions happen faster than you think.
This 30-minute webinar will help you to navigate hospital care, build the right team, and prepare your emergency toolkit before a crisis hits.
You can RSVP from the CareHub platform (once you join) or click this link to register directly.
And if you’re not available on the 16th at 2pm, join the CareHub and you can watch the recording at your convenience.
Finally, if the “aging parent” is YOU, feel welcome to share this information with you family.
I appreciate your continued readership.
Please let me know if you have any feedback or suggestions for future essays.
Until next Wednesday,
Russ